Hospital Cash Plan

Overview

We are very big on giving our clients value for money and guarantee customers a piece of mind whatever it takes. The Hospital Cash Plan does just that! We guarantee you a cash payout of US$100 and US$50 a day for adults and children respectively each day spent in the hospital after the first 48 hours. Pay as little as $1.50 and $1.00 for adults and children below 18 years one-to-one to enjoy payouts per claim of up to US$3 000.00 for adults per event and US$1 500 for children – that’s a whopping US$3 000 and US$6 000 of annual benefits respectively! Give us a call and get a quote.

So what do our monthly premiums afford you? 

  • Dreaded diseases and chronic ailments like cancer 
  • Immediate accidents cover after 3 month waiting period 
  • Premiums are due in advance by the 5th of every month 
  • No medical examinations are necessary
Benefits

The advantages of the hospital plan are:

  • There is absolute freedom of choice since one can use the cash in any way they wish to i.e. pay school fees, utility bills, etc.
  • Cash payouts of US$100 and US$50 for adults and kids respectively
  • Pays up to US$3000 and US$1500 for adults and kids  per  event you are in hospital (after 48hours)
  • Pre-existing conditions/ailments  covered (including HIV/Aids)
  • Should you be diagnosed with HIV/Aids or any chronic ailment after the commencement of your policy, you will be covered
  • It can cover shortfalls from medical aid

Waiting periods;

  • Immediate cover for incidents (no waiting period).
  • There is a 3 month waiting period for other illnesses
  • There is a 6 months waiting period for surgeries.

Exclusions

  • Covers people from 3 months to 64 years
  • Does not cover pregnancy

 

How to Register

On Mobile
Go to MESSAGES to SMS 'HOSPITAL' to the following numbers and follow further instructions.

  • 0778 808 008
  • 0737 539 100
  • 0716 000 100

On WhatsApp & E-mail
Send your full name, Date of birth, ID/Birth Entry number and mobile number to 0776 775 070 and we will assist you with the registration process.

Apply Online
You can also alternatively apply here.

 

FAQs

If I pay annually do I still have to adhere to the waiting period?

Yes

What if a patient dies whilst they are hospitalised?

Payment in excess of the two-day stay will be paid to the legal next of kin where disputes arise the money will be put in estate.

What happens when the principal member dies?

Dependents can continue to pay to keep their membership there is no payout benefit for the member.

Is there a maximum number of dependents?

No

What happens when I reach that age after I have been contributing?

You stay on the plan. A new product for those above 65 is being worked on.

Can I still claim if I am hospitalised outside of Zimbabwe?

Not at the present moment.

Can I be covered if I am on a work permit and I am not Zimbabwean?

Yes, no documentation required; same terms applicable to Zimbabwe will also apply.

Are medicals required before I join?

No

Can I be covered if I have any of the following conditions HIV, Diabetes, Hypertension, Kidney problems, cancer or Asthma?

Yes as long as you have completed the waiting period of three months